Market Update: Turning a Challenging Moment Into an Opportunity
Market Update:
Turning a Challenging Moment Into an Opportunity
The latest national data shows that small businesses are facing pressure from higher costs, tariffs, and wages. As a result, ADP reports that 120,000 jobs were lost in November, signaling a slowdown in certain parts of the economy.
These headlines may sound discouraging—but they also point to a shift that can benefit buyers and sellers in the real estate market.
What’s happening
Small companies are cutting jobs due to rising operational costs.
Economic uncertainty is creating hesitation among some consumers and investors.
The Federal Reserve is now more likely to cut interest rates again on December 10, aiming to support economic activity.
Full source: Scott Bradley Brixen, Weekend Talking Points – “Canaries”, December 5, 2025.
Where does the opportunity lie?
Even in a challenging environment, real estate continues to offer stability and long-term value. In fact, moments like this often open the door to unique opportunities:
Lower interest rates may be coming soon, which can improve affordability and increase buyer activity.
Motivated sellers are more open to negotiation, giving buyers leverage.
Investors can enter the market strategically, capitalizing on softer pricing before conditions improve again.
Homeowners considering selling can prepare now to take advantage of increased demand once rates drop.
Why does this matter for you?
Periods of economic adjustment are ideal for making informed decisions. With the right guidance, it is possible to:
Lock in favorable financing
Identify undervalued properties
Strengthen their long-term financial position
At Lumena Realty and Lumena Lending, we are committed to guiding you with strategic insight, clarity, and confidence.
Final thought
Challenges in the economy don’t stop people from making important life decisions—they simply highlight the need for expert advice.
This is a great time to explore your options, run the numbers, and position yourself ahead of the next cycle.
If you’d like a personalized market review and a pre-approval to evaluate opportunities, our team is ready to help!